Monitoring credit reports to protect ourselves from ID Theft

As part of our on-going goal of keeping the public safe from ID theft, this week’s blog is a reminder to check your credit report regularly. To avoid solicitation and annoying commercial, the best place to go is It is a centralized service for consumers to request free annual credit reports. It was created by the three nationwide consumer credit reporting companies – Equifax, Experian and TransUnion. provides consumers with the secure means to request and obtain a free credit report once every 12 months from each of the three nationwide consumer credit reporting companies in accordance with the Fair and Accurate Credit Transactions Act (FACT Act). offers consumers a fast and convenient way to request, view and print their credit reports in a secure Internet environment. We also provide options to request reports by telephone and by mail. is the only service authorized by Equifax, Experian and TransUnion for this purpose. The three nationwide consumer credit reporting companies have always encouraged consumers to regularly review their credit reports.

Please note that, as a security precaution,
Consumers should never provide their personal information to any other company or person for requesting free annual credit reports under the FACT Act. will not approach consumers via email, telemarketing or direct mail solicitations.

For more on ID Theft resources, please visit

by HV Shred